Janakalyan Sahakari Bank LTD Loan Service & Customer Care Number

JanAdhar Personal Loan

Multi purpose Loan
 Maximum loan amount 5.00 lakhs.
 Easy Repayment Period up to 60 months.
 Rate of Interest: 16.00% p.a.
 Security required:
* Up to 0.50 lakhs: Nil
* Above 0.50 lakhs: 5% of loan amount in the form of
Fixed Deposit/National Saving Certificate/LIC/Kisan Vikas Patra.
  Share subscription as applicable

JanNivas -Home Loan

For purchasing House/ Flat or a Plot and construction thereon.
• Maximum repayment period: Maximum 240 Months (including Moratorium period of upto 9    months or Date of Possession whichever is earlier.)
• 85 % of the Agreement Value in case of first sale or 85 % of the Valuation / Agreement    Value whichever is lower in case of resale.
• Maximum loan amount 70.00 lacs

Janvidya Education Loan

• For Higher Education in India/ Abroad
• For Vocational Education and Training
• Maximum loan amount:
a) Study in India: 10.00 lacs
b) Studies in Abroad 20.00 lacs
• For Loans up to 5.00 lacs– Repayment period upto 8 years including Moratorium Period.
• For Loans above 5.00 lacs– Repayment period upto 10 years including Moratorium Period
• • Moratorium Period:
a) For Higher Education:
Course period + 1 year or 6 months after getting job, whichever is earlier.
b) For Vocational Education & Training:
For courses of duration upto 1 year – Course period + 6 months
For courses of duration above 1 year – Course period + 12 months
• Security required
a) Up to 5.00 lacs: Nil
b) Above 5.00 lacs: 100% of loan amount

Mortgage Loans

• Loans for various purposes against immovable property.
• Maximum loan amount up to 50% of Market Value of Property.
• Easy Repayment Period up to 108 months

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Business Loan

• Working Capital / Term Loans and all Other credit facilities.

.Cash Credit, Overdraft for working capital needs.
 Term Loan against commercial premises / Galas, Factory
 Term Loan against Plant & machinery, Furniture & Fixtures
 Bill Discounting under Letter Of Credit
 Project Finance
 Non-Fund based credit needs like Inland Guarantee Of Our Bank / Private Banks /
Nationalized Banks
 Inland/Foreign Letter Of Credit


e-LOBBY… 24 Hours x 365 Days Banking Services

Janakalyan Bank is the first Bank in Fort area, Mumbai city and Panvel city to offer 24 hours x 365 days e-LOBBY Banking services using state-of-the-art machines.

The Cash Deposit Machines are configured to accept currency notes in denominations from 50/- to 1,000/-. The machine counts the deposited cash and rejects fake notes, if any. It also generates printed receipt. The deposited cash gets credited to customer’s account instantly.

Customers of any Banks can avail the services offered by Cash Dispenser Machines (ATM) of our Bank. These machines are connected to NFS (National Financial Switch) – RuPay switch. Customers of our Bank can withdraw money by using more than One Lakh ATMs across India.

Using Multipurpose KIOSK machines customers can Deposit Cheque, Print Passbook, Print Statement, emergency services like making Stop Payments, Safe guarding account of lost ATM card etc. Further, the details of various Products and Services can also be viewed using touch screen facility. Miscellaneous information like list of Bank holidays, Interest Rate Deposits Schemes or Loan products etc. can also be referred.




AndheriShop No.5, Ratnagar CHS. Village Ambivali, Jaiprakash Road, Four Bungalow Junction, Andheri-West.8108066017
Antop HillA-4, Kalpak Estate, Shaikh Misri Road, Antop Hill,
Mumbai – 400 037.
ChemburOld Barrack No. T-107, Sindhi Camp, Gandhi Bazar, Chembur,
Mumbai – 400 074.
FortG-2 / M-2, Ground Floor, Prospect Chambers, DR.D.N. Road, Fort,
Mumbai – 400 001.
Ghatkopar-wSanghavi Square, 1st Floor, M.G. Road, Ghatkopar (West),
Mumbai – 400 086.
Kalbadevi47-51, Kalbadevi Rd, Near Pydhoni Police Stn.8108066025
KharShivshakti, 4th Cross Road, Near Khar Station,
Khar(W), Mumbai – 400 052
Kannamwar Nagar34/1 & 185/1, Opp. Bldg.195,
Near Shopping Center, Kannamwar Nagar – 2,
Mumbai – 400 083.
MaladHemal Co-Op.Hsg. Soc.Ltd, Flat No.- B/ 4 & 5, Kharoli P.O., Malad.8108066013
PanvelRahi Hotel Bulding, Near Virupaksha Mandir, Mahatma Phule Road, Old Panvel,
Mumbai – 410 206.
Panvel ExtnK. A. Banthia High School, Sector – 18,
New Panvel – 410 206.
SaharGr. Floor, Ajit Nagar CHS.Ltd., Near Manish Darshan, J.B.Nagar, Sahar Village, Andheri (E),
Mumbai – 400 069
SakinakaUnit No.14, 1st Floor, Neelkanth Udyog Bhavan Premises Co-op. Soc. Ltd., Sakinaka Junction, Andheri Kurla Road,
Mumbai – 400 072.
Sindhi Society56, Pissiram Cottage, Sindhi Society, Chembur,
Mumbai – 400 071.
ThaneYashodhan, Chhatrapati Shivaji Road, Dr. Ambedkar Chowk, Thane(W) – 400 601.8108066024

Toll Free No. 1800 22 5381


Janakalyan Sahakari Bank Ltd. was established on 29th May 1974, under the Maharashtra State Co-operative Societies Act, 1960 and commenced operation on 15th August, 1974 upon receipt of license from the Reserve Bank of lndia.

Transparent operations, personalised services and professional administration, coupled with social commitment have been the hallmark of the Bank, which has shown steady growth over the past four decades and is presently one of the leading Co-operative Banks in Maharashtra based on business mix. The Bank was conferred with the coveted Scheduled status on 30th January, 1998.

The Bank has a shareholders base of over 55,000, depositors of over 3,60,000 and borrowers of over 12,500 which clearly demonstrates the reach of the Bank and the trust of the general public.

Our Mission

Janakalyan Sahakari Bank Ltd (JKSBL) will strive to be the Leader amongst the Urban Co-Operative Banks in terms of Profitability, Productivity and Innovation while striving to meet its social commitments. It shall endeavour to be the most Modern and Model Bank in the emerging Financial Super Market.

JKSBL will build a Highly Motivated & Committed Team of staff through Professional Work Culture and Good Governance to achieve individual and Collective Superior Performance and endeavour to make JKSBL a place of pride for all Stakeholders and Regulatory Authorities.