Kapol Co-Op Bank Mobile/SMS Banking And Our Services

Mobile/SMS Banking


SMS (Short Message Service) banking is an unattended system providing 24 hours service to the Bank’s customers for accessing their account information using mobile instrument.
SMS banking uses SMS technology to transmit Short Text Message to Mobile Phones. Presently there will be no transaction only pulling the information from database.

User friendly:


SMS banking is extremely easy to use. The customer only needs to send the message to the SMS banking mobile number in a pre-defined text format set by the bank for accessing all the facilities offered by the system.

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Saving of Time & Cost:

SMS banking is the most customer friendly service, the customer need not go to bank branch he can just send SMS and receive the information thru SMS on mobile phone, and it will save time, energy.


Features –

  • Balance enquiry,
  • Last three transactions
  • Cheque clearing alerts
  • Outward Cheque clearing alerts
  • Information regarding new products – alerts

Services Offered

Special Promotions and Offers

  • Mobile Banking Facilities
  • Phone Banking Facilities
  • ATM facilities
  • Online Demat Services available with all our branches
  • Any where banking facility
  • Tie-up with Future Generalli for General Insurance Products.
  • Immediate transfer of funds through RTGS
  • Collection of Reliance Energy Bills
  • franking of all documents with the value of stamp duty.
  • Tie-up with Corporation Bank for eTax Payment
  • Tie-up with Alankit Assignment Ltd. for PAN Card.
  • Sate of stamp papers

We are also offering the following services to the customers –

  • The Bank issues Demand Drafts of HDFC Bank under reciprocal arrangement.
  • Vault facility is available at Vile Parle (W), Malady (W), Kandivali (W), Borivali (W), Bhayander (W), Nallasopara (E), Mulund (W) & Ghatkopar (W) Branch.
  • All branches are computerized and upgraded with latest technology.
  • We have deployed the Core Banking Solution, Anywhere, Any Time, and Any Branch banking facility to our customer.
  • The Bank’s tradition is to provide need based finance on time.
  • Depository Services (At Demat Dept.) – The bank’s depository services have received overwhelming response with over 24000 active accounts being serviced. For convenience of investors, all branches act as collection centers
  • The Bank is giving ATM facility at Vile Parle (West), Malad (W), Kalbadevi, and Mulund (W) Branch and at Kandivali(W) Branch.
  • The Bank is offering value added services i.e. Payment of Utility Bills like Electricity etc.

Demat Account :

Demat Means Dematerialisation Of Shares. i. e. t is the process by which your physical share certificates are
converted to equivalent number of securities in electronic form and are credited to your Demat Account.

We are working as Depository Participant of NSDL . We have opened 50,000+ Demat accounts and provide
all types of Demat services through our 15 Demat centers for our customers.

We are working as Depository Participant of NSDL . We have opened 50,000+ Demat accounts and provide
all types of Demat services through our 15 Demat centers for our customers.

You are requested to visit your nearest Kapol Bank Demat Centers for availing Demat Services.

Demat account is the account in which securities (shares/units/bonds etc.) are kept in electronic form
and related transactions are performed through account.

Shares in Demat are more safe as compare to physical or paper form, from risk of theft, loss in handling,
bad delivery etc. It also reduces the transaction costs. It helps for easy & smooth working

Documents Required For Opening An Account:
You will require just a PAN Card, Proof Of address and Saving Account with Us. All Demat services are
available with us at competitive rates without any hidden cost. All Holder( if any) have to visit personally
at any of our Demat centre at least at the time of Demat account opening for In Person Verification
with original and photocopies of PAN card, address proof of all holders.

Services Provided By Us :

  • Dematerialization
  • Conversion of Mutual Fund Units in Demat form (CRF)
  • Rematerialization
  • Execution of market/ off market securities transaction
  • Pledge of securities
  • IDeAS Facility – Internet based Demat Account Statements.
  • Speed-e facility
  • SMS Facility
Value Added Services

The details of our Value-added Services carried out by our various branches are given hereunder :

Franking Facility

The bank is offering the services of franking of documents with stamp duty through its 10 branches in Mumbai and one branch in Surat. The Bank is also offering services of sale of stamp papers through its 5 branches viz., Borivali, Kalbadevi, Kandivali, Andheri and Ghatkopar. During the short span of 26 months, Bank has done franking of 27 lakhs documents with total value of Stamps of over Rs. 300 Crores.

Franking facility available at our following Branches from 10.00 a.m. to 6.00 p.m.

FortVithaldas Chambers, Ground Floor 8, Homi Mody Street, 16,
Mumbai Samachar Marg, Fort, Mumbai – 400 001.
Tel : 2204 6204 / 05, 2204 6212 , Fax : 2204 6223.
Vile Parle (E)107/108, Shyam Kamal Bldg., Near B. N. Agarwal Market, ‘D’ Wing, Vile Parle (E), Mumbai 400 057.
Tel. : 26630181 / 82, Fax : 2663 0180.
Andheri (E)Syndicate Chambers, Ist floor, 21, Sahar Road, Near Railway Station, Andheri (E), Mumbai-400 069.
Tel : 2683 3520 / 3506/2684 3512, Fax: 2683 3526.
Malad(W)26, Marve Road, Kapol Wadi, Malad(W), Mumbai – 400 064.
Tel : 2801 0899, 2865 8190, Fax : 2862 6765.
Kandivali(W)Royal House, Ist floor, Mathuradas Road, Kandivali (W), Mumbai – 400 067.
Tel : 2801 4468, 2805 2986., Fax: 2801 2144.
Borivali (W)Bhandarkar Bhuvan, S.V. Road. Borivali (W), Mumbai – 400 092.
Tel : 2890 5891, 2890 1054, 2805 5016, Fax : 2861 9557.
BhayandarTulsi Prasad Tower, Ist Floor, Goddeo Naka, Bhayander (E), Dist. Thane.
Tel : 2804 6462, 2804 3460/61, Fax : 2804 4013.
Nallasopara(E)Mehta Chambers, Ist floor, Achole Rd., Nallasopara(E), Dist. Thane.

Tel : 0250- 2434 132/2434 115, Telefax : 95250-2434 133.

Picket Road19/21 Kapol Bank Bldg., Picket Cross Road, Kalbadevi, Mumbai 400 002.

We also Collect

Advance Tax, Self-Assessment Tax, Tax On Regular Assessment, Tax on Distributed Income to Unit-holders, TDS/TCS payable by Tax-payers, Hotel receipt tax, interest tax, Expenditure / Other tax, Service tax Sur tax, Tax on distributed profits of Domestic Companies, TDS/TCS regular assessment. Estate Duty, Wealth Tax, Gift Tax, Excise Duty, VAT / CST, & Custom duty .

Our Profile

The Kapol Co-operative Bank Ltd. was established in the year 1939 by our Founder Late Rajratna Shri Khushaldas Kurji Parekh, an Educationalist, Socialist & Reformist. The Main objective of the Bank is to service the downtrodden and economically weaker sections of the society. The bank is striving towards fulfilling and meeting the above objectives laid down by the Founder. The Kapol Co-operative Bank Ltd., has maintained its decades’ tradition of being the fastest growing
Scheduled Co-operative Bank in India. The Business growth is given as under –

  • Established in 1939
  • 77308 Shareholders
  • Fully computerized 15 branches and Departments all interconnected (CORE BANKING).
  • Customers over 250000
  • Staff 338


  • The Bank introduced PAN CARD facility
  • The Bank has tied-up with Corporation Bank e-Tax Payment system
  • The Bank has introduced Franking facility for Document Stamping.
  • The Bank has tie-up with Max Life Insurance for life insurance products.
  • The Bank was the first to introduce the new concept of “COUNTER LESS BANKING”.
  • The Bank is amongst the first to introduce DEMAT SERVICES in May 1999. It has an active client base of over 24000.
  • The Bank achieved “SCHEDULED BANK STATUS” in January, 1998 and “MULTI-STATE” status on 9th August, 2000 with area of operation extended to Ahmedabad and Surat Districts in Gujarat State.
  • The Bank has 14 branches in Mumbai and one branch in Surat which are fully computerized.
  • The Bank has provided ATM facility at Vile Parle (West), Malad (W), Picket Road (Kalbaddevi) , Mulund (W)  and Kandivali (W) Branch and is in the process of providing ATM services at one more branch.
  • CORE BANKING SOLUTION : The Bank has established its Core Banking Solution and interconnected all its Branches and ATMs to provide quick & quality services to the customers which facilitates “ANY WHERE AND ANY BRANCH BANKING”.
  • RTGS & NEFT : The Bank is an active member of “RTGS / NEFT” introduced by the Reserve Bank of India.
Key Personnel
Mr. Kamlesh MehtaDeputy General Manager
Mr. Yogesh VoraAssistant General Manager / Advances
Mr. Tejas DesaiAssistant General Manager / Aancillary Business
Mr. Anand UpasaniAssistant General Manager /Audit, Inspection
Department Head
Asset ReconstructionMr. Rajendra Satam
Information TechnologyMr. Arjun Gupta
DematMr. Vilesh Chande
ShareMr. Ronak Mehta
Investment & Treasury Dr. H D. Bhatt
Life Insurance, Franking, Stamp Paper, Utility bill payment, E-Tax, TIN-FC, General insuranceMr. Tejas Desai
HRDMs. Radika Hazarika
Branch Head
FortMr. Rajesh Gandhi
KalbadeviMs. Swati Desai
Lokhand JathaMr. Tushar Karnik
VashiMr. Kamlesh Dalal
Vile Parle (E)Ms. Nayana Desai
Vile Parle (W)Ms. Bina Mehta
Andheri (E)Mr. Sudhir Patel
MaladMr. Kumar Sakpal
KandivaliMr. Jyotindra Pancholi
BorivaliMr. Anil Bhandari
BhayandarMr. Bharat Kajaria
NallasoparaMr. Dharmesh Desai
GhatkoparMs. Chhaya Somaiya
MulundMs. Amita Upadhyay
SuratMr. Hemant Dave