Solapur Janata Sahkari Bank Ltd. APBS Services & Service Charges

APBS(Aadhar Payment Bridge System)

Aadhar Payment Bridge System :

APBS is used for credit transactions for Government/ Government agency disbursements.

APBS has the following objectives:-


To serve the goal of Government of India (GOI) and Reserve Bank of India (RBI) in furthering Financial Inclusion by way of processing government disbursement using Aadhar number.

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To promote electronic transfer of retail payments.

To support various Schemes like NAREGA, Social Security Pension, Handicapped Old Age Pension etc. of any Central or State Government bodies, to send financial details to the beneficiary using Aadhar number.


Benefits to Customers:-

Obviates need for multiple bank accounts for different schemes Faster channel for receiving all welfare payments without any middle-man Access to micro ATM in villages saves bank trips, thus reducing opportunity and access costs will help in more usage of formal banking system for managing savings and borrowing Online and interoperable architecture of AEPS ensures anytime-anywhere access of bank accounts.

How to Link your Account with AADHAR Card

A) If you do not have an account with us and have an AADHAR Card.

You can open an Aadhar Enabled Account with us by submitting your AADHAR number and a mandate.

B) If you already have your AADHAR Card then how to get your AADHAR number linked to your Bank account?

If you already have a AADHAR card you have to fill up a prescribed mandate form and submit photo copy of your AADHAR card to the bank for linkage.

C) If you don’t have the AADHAR Card and you are the account holder of our Bank, then what is the process to get your card linked to your account?

When you are applying for an AADHAR Card you can mention our Banks 16 digit account number in the Aadhar Card Application Form.

Locker Services


Locker can be opened by Individual / jointly.

Features & Benefits:

  • Locker facility is available with nominal charges.

    • Minimum period is of one year.

    • Locker can be operated by Individual / jointly.

    • Nomination facility is available.

Micro Finance

“Saksham Naari Saksham Samaj”.

Having a goal of making every woman financially independent Solapur Janata Sahakari Bank has launched ” Swayamsiddha Mahila Bachat Gat Yojana” on 26th April 2012 in Solapur.


• A Group of Minimum 10 to 18 Women.

• Free passbook facility.

• Checkbook Facility.

• After 6 months Group will get Loan Facility 6 times of saving amount or up to Rs 2.5 lacks.

• No Loan processing fees as well as Guarantors required.


Established on 23 April 1966, Solapur Janata Sahakari Bank Ltd., Solapur is today reckoned as one of the top-notch & leading amongst the Urban Co-operative banks operating in the region of western Maharashtra and Marathwada. In the five decades of its existence, the performance of bank has been prototypical in terms of growth in deposits, advance & overall operational preeminent.

The bank epitomizes the traditional values and combines these with its financial acumen, innovating products and unique customer service. The success of the bank lies in increasingly promoting savings at the grass root levels and chanallising it to meet the needs of low and middle-income segments of society involved in lowly  crafts trade and commerce as well as, providing succor to the salaried middle class who was hitherto denied access to institutional finance.

Solapur Janata sahakari bank is among the few Urban Banks who have devised need based loan schemes, keeping in view every imaginable need of an individual borrower to the large industrial / commercial enterprise.